We have to face the truth that petrol is a necessity and though the price may go down a bit, we all know it will never be cheaper. With your daily refill, do not miss the chance to save up with a petrol credit card.
ANZ Switch Platinum Card
ANZ offers an upfront 14% discount on the total fuel purchase at any Caltex station in addition to Caltex’s loyalty points. This means that you do not have to make any registration nor wait for a couple of days to get a reimbursement or cashback. You can get a discount right there and then in just a swipe of your ANZ Switch Platinum Card.
Three Caltex loyalty points is earned for every litre and a total of 150 points can be redeemable to S$1 off from your purchase.
Aside from your discount, you can also get 20 times more Rewards Points every time you go shopping at a participating merchant branch with a minimum purchase of at least S$500. You can also get six times more reward points when you use the card for your groceries and entertainment. If you sign up before March 31, 2017, you can even get up to $168 cash rebate with a 28inched luggage and no processing fee for balance transfer for 6 months at 0% per annum.
Citi Cash Back Card
For each charged refill at Shell, you can have more with up to 20.8% fuel savings:
- 5% Shell site discount
- 5% Shell Escape Card discount
- 4% Citi Rebate on the amount left after Shell discounts
- 8% cash back on the total amount after Shell discounts provided that you spent a minimum of S$888
If you prefer ESSO, you can have 5% onsite discount and 5% Esso Smiles Card discount in addition to the Citi Card Discount and cash back. Other Citi Back credit card can only offer a total of 14% saving.in case you refill in other petrol stations, you can still get an 8% cash back.
The maximum cash back of S$25 may be gathered from every statement of count with 1 Citi Rebate is equal to S$1.
Aside from the discounts and cash backs, you can also get a 20% from the Instant Motor Insurance and S$150 Fairprice Voucher with AXA SmartDrive if you register before December 31, 2016.
DBS Esso Card
DBS Esso Card gives a total of 17% instant savings every time you get a refill in any Esso station island-wide. This is comprised of 7% discount on DBS Esso Card, 5% upfront discount at the Esso station, and 5% Smiles member discount. You will also be earning 1 Smile Point for every litre of petrol you refill your tank with. The 300 Smile Points can be equivalent to S$10 instant fuel redemption.
HSBC Visa Platinum Credit Card
HSBC offers up to 16% instant discount at all Caltex and Shell stations. You can also earn 1 point for every S$1 you use charge on the card for groceries, dining and entertainment. If you use your card to pay your regular utility bills, you can get 5% cash rebate.
MANHATTAN World MasterCard
MANHATTAN World MasterCard offers as much as $800 cashback in a year for purchases made both locally and abroad. Earn up to 26.6% savings on every fuel purchases you make at Caltex. This is made up by:
- 14% Instant upfront Standard Chartered Cards discount
- 70% Standard Chartered rebate on the nett transacted amount at Caltex
- 3% MANHATTAN Cashback
If you apply before 31 December 2016, you get up to S$138 cashback, $150 Caltex StarCash card and $150 Uber credits.
OCBC 365 Credit Card
You can get up to 23.9% savings. This is comprised of 16% upfront Platinum 98 discount, 5% cashback, and $10 rebate every time you purchase a minimum of $300 worth of fuel in Caltex. You also earn 3 LinkPoints for every litre of fuel you purchase.
If you prefer Esso that Caltex, you can get up to 18.3% fuel savings comprised of 14% upfront discount and 5% cashback on the nett petrol purchase
UOB One Card
UOB One Card can give up to 20.8% saving at Shell and around 24% off on petrol purchases at SPC. However, to get the full 24%, you have to spend S$2,000 monthly for each quarter with a minimum of 3 purchases.
In the end, if you base on the most fuel savings, MANHATTAN World MasterCard has the most to offer with up to 26.6% savings on Caltex petrol products. Each card has tempting benefits, however, you have to choose the best one that fits your needs and your lifestyle instead of focusing on its rebates and rewards.
Also, aside from the petrol, you also have to consider other car related expenses such as regular car maintenance, road tax, vehicle and renewal of registration. If you need urgent cash for car expenditures, you can get it from Cash Mart today.
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