Soar with the Best Air Miles Card for You
Singaporeans are avid flyers, whether for business or vacation. So there is no stopping you from getting the most benefits from the best Air Miles card. But the question lies on which credit card offers the most miles to take you to foreign shores.
We all know each card has its benefits and welcoming offers. However, they have different terms and conditions to consider.
American Express Singapore Airlines KrisFlyer Credit Card
The minimum income requirement is $30,000. The AmEx Singapore Airlines Krisflyer Credit Card is an access card for most Singaporeans. You can enjoy the free membership worth $176.55 for the first year. Plus, you get more miles faster as it automatically converts without any fee. It is so unlike other cards. In addition, new cardholders will receive 5,000 KrisFlyer miles. It comes right off the bat after charging on the card for the first time.
Get 3,000 KrisFlyer miles for the first charge. Then, get another 1,500 KrisFlyer miles if you spend $700 within the first six months upon receiving the card. Plus, receive another 770 miles from your converted $700 expenditure. Finally, have 500 more miles on your first booking in Grab. Then, another $20 rebate with every $200 charged for Grab rides. Just don’t forget that your rebate cap at $100.
- New Cardholder Free Miles – 5,000
- Automatic Miles on First Use – 3,000
- Additional Miles for S$700 charge – 1,500
- 1.1 Mile Every $1 – 770
- Free Miles for booking Grab – 500
Total – 10,770 miles
Aside from the KrisFlyer miles, you can also receive $150 Cashback on Singaporean Airlines. It applies if you charge $12,000 on your card until June 2017. Aside from the awarded miles, you also have $350,000 Travel Inconvenience & Travel Accident Coverage and 51 days interest-free on purchases. No wonder it is the best air miles card in the country.
ANZ Travel Visa Signature Card
With every dollar you spend locally, you can earn 1.4 miles. On the other hand, this card is perfect for a frequent flyer who prefers flight bookings with Qantas and Jetstar airlines. You can earn double miles with these airlines. Also, get more when you use your card to shop in Australia and New Zealand.
New cardholders can get as much as 25,000 miles. If they pay their annual fees, it is possible to charge at least $3,000 in the initial month. Afterwards, use the card regularly. If you don’t want to spend too much, you can charge at least $500 in the first month. Then, you get 2,000 bonus miles added to 10,000 miles gain after paying the annual fee.
Aside from the miles you get, you can use the card’s Balance Transfer option for 6 months. It comes with a 0% p.a. with a 0% processing fee. So if you have an outstanding balance, you can transfer it to ANZ Travel Visa Signature Card. Furthermore, you have six months to pay without incurring any later fees and interest charges.
Standard Chartered Visa Infinite Card
The card is great for frequent business flyers as it generates more free miles when used overseas. First, you receive 35,000 miles or 25,000 miles as a welcome offer. Afterwards, you can get 10% cash rebate every time you charge your Uber fare.
With Standard Chartered Visa Infinite Card, you can travel more at ease. It comes with complimentary travel insurance coverage worth as much as $1,000,000. Also, the insurance covers medical evacuation, repatriation, accidental death, medical expenses, total/permanent disablement, and delayed/lost baggage.
Citi PremierMiles Card
Earn 15,000 miles by using the card for the first three months. Plus, another 15,000 miles for spending $10,000 within the first three months. Then, another 12,000 miles if you spend $10,000. Take note that converted into miles as $1 yields 1.4 miles. Earn 10,000 Citi Miles once you renew your card membership. After that, there is no need to worry. If you have no chance to use your miles now, the earned Citi Miles never expire.
Moreover, Citi PremierMiles Cardholders can enjoy 10% off of the regular fares on Emirates Airlines. Plus, 50% more miles overseas if you spend long weekends abroad before the year ends. Remember, the minimum spending is $1,000. So then, get 10 miles for every dollar spent on Kaligo.com until 31st December 2016.
DBS Altitude Visa Card
If you apply online before 2016 ends, you can earn 8,000 bonus miles with the minimum charge of $1,000. In addition, you can get 3 miles on every dollar you spend on partnering e-commerce sites. Plus, another 2 miles on each dollar you use when you charge in foreign currency. Also, you get 1.2 miles in each dollar in every local spend.
This best air miles card is very manageable for first time credit card holders. It only requires a minimum salary of $30,000 per annum for Singaporeans and $45,000 for foreigners. So this card is great for average spenders.
If you need more cash for your overseas travel, you can quickly get a loan from Cash Mart. Cash Mart offers instant flexible loans you can use in any way you want as soon as you need them.