Cash Mart Singapore

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As a licensed personal loan moneylender in Singapore, we do not advertise nor solicit any advance fees for pre-approved loans through SMS, over the phone or emails.Incase of any issues, contact us at 6397- 4111 or

Licensed Moneylenders Whampoa


Whampoa is a housing estate in the subzone of Balestier. It has a significantly higher proportion of the elderly.

The area consists of many blocks of the HDB flats. Also, it comes together with the facilities like a wet market and a hawker centre.

In addition, there are a community club, mosque and NKF kidney dialysis centre and the Saint Michael Bus Terminal. All of these providers work for its residents and foreigners. However, despite the work opportunities available, the residents still look for financial assistance. Thankfully, the best licensed moneylenders in Whampoa are ready to help.

Loans in Whampoa

Personal loans are the best options offered by licensed moneylenders in Whampoa. It is viral because of its fast loan application process, low-interest rates and short term period. With this, it has been in high demand. That’s why lenders created a wide variety of personal loans.

Licensed money lenders in Whampoa cater to a wide range of borrowers. Examples are students, employees, business people, freelancers and many more. Of course, you must comply with all requirements and repay on time.

If you’re an employee that needs to take out an online personal loan, read the following pointers before borrowing.

Employees and Personal Loan in Whampoa

Employees utilise loans for managing their finances. Licensed moneylenders in Whampoa allow workers to apply for a flexible loan. In addition, they have a better chance of approval because lenders know that they can repay on time with their regular salaries. It is very significant for the lenders that you are credible and can make repayment.

Also, lenders believe that employees are low-risk borrowers. So employees like you wouldn’t want to extend your repayment plan. You know that the longer you pay, the higher the interest would be.

It is best for you to shop around for the best payday loan offered by licensed moneylenders in Whampoa. Also, expect that there are numerous short term personal loan designed for your needs. So you should weigh the pros and cons before you decide.

Aside from shopping around for loan products and services, search for the best money lender. It offers a lot of products and services plus benefits for its borrowers.

Loan Application Process with Licensed Moneylenders in Whampoa

Before you jump for the best lender in Whampoa, identify first why you need to apply for a loan. Then, use it for emergency funds, home renovation funds, vacation funds, school funds, utility payment funds, etc. As you can see, a loan is very flexible depending on your needs.

Afterwards, search for the best-licensed moneylender found within your location. Or consider the one that fits your preferences. Just make sure that it offers the loan you need. 

The next thing to do is send in your application online. It is a lot easier. The basic process can be done initially at home. Plus, the waiting time is not too long.

You may expect a response to your application within a few hours. At first, a representative from the lending institution will interview you and give you further instructions. If you’re having doubts or queries, you may clarify it with the representative.

Furthermore, you will be invited to the lender’s office to submit a copy of your requirements. You must remember that you should be held responsible for keeping your original documents. An additional interview may occur. But there’s no need to worry. So stay calm and answer their questions with honesty.

Lastly, they will go through your document and prove your credibility. Afterwards, you may go home with your cash within an hour. Do not forget your responsibility to repay as scheduled. It’s as easy as that.

Identifying Licensed Moneylenders in Whampoa from Lurking Loan Sharks

Unfortunately, there are illegal lending companies around that is mostly known as loan sharks. You better know how to spot one and avoid them as much as possible. Here is a clear picture of their difference.

Payment Notice

Licensed moneylenders in Whampoa sends notices to their borrowers when it’s almost due date. Therefore, you will get notified that you are nearing your due date. So you can pay on time.

Unlike loan sharks, they will not do this. So you might forget your repayment which will incur penalties and fees. If this happens, you are obliged to pay more.

Full payment

Licensed moneylenders have flexible payment terms. For example, you can settle your loan amount and interest ahead of time. Then, apply for another loan as needed.

On the other hand, most loan sharks don’t accept immediate full repayment. Their main reason is for you to pay more with your interest.

Repayment term

As you noticed, licensed moneylenders in Whampoa prefer you to settle your loan in a shorter-term period. They are aware that a lot might happen during your repayment. Anything can jeopardise your budget. Thus, affecting your loan payment.

Contrary to that, loan sharks wished to extend your term. It is their way to make more money from your account. So they focus more on spiralling your debts than managing it.

Keep these pointers in mind and only go to the licensed moneylenders in Whampoa. They value the borrower’s right and responsibilities.

Being employed doesn’t mean you are exempted from a financial setback. You can always rely on licensed moneylenders in Whampoa for a personal loan and repay as scheduled. Avoid loan sharks by following pointers stated earlier to have a successful loan application.

Why Cash Mart?

Cash Mart is a licensed moneylender like no other. It is fully compliant with the Moneylenders Act as mandated, authorised and regulated by Singapore’s Ministry of Law (MinLaw). Furthermore, it acknowledges and understands that every client has unique financial needs to resolve. And we believe that trust and integrity is the most valuable currency in this industry. In 48 years, Cash Mart earned an unmatched experience in the moneylending industry.

Withstanding the constantly fluctuating market, it has discovered the secret to becoming the most sought after licensed moneylender in Singapore. It is to put clients’ interests as the centre of every business decisions may it be optimizing the website or creating new loan products. Mediocre financial solutions are not enough. Cash Mart believes that while Singaporeans need loan products, they must also get it in the most convenient way. That is why we have online loan applications!

We want to be available to everyone who seeks financial assistance any time of the day, wherever part of the city-state you are. Our personal loan products are planned to provide quality solutions for the everyday financial needs of modern life. Use our loans from bridging a financial gap to turning your dreams into reality.

Experience Cash Mart today!