Cash Mart Singapore

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6397 4111


As a licensed personal loan moneylender in Singapore, we do not advertise nor solicit any advance fees for pre-approved loans through SMS, over the phone or emails.Incase of any issues, contact us at 6397- 4111 or

Licensed Moneylenders Little India

Little India

Little India is an ethnic district in Singapore found east of the Singapore River and north of Kampong Glam. Also, Little India is famous to its people as Tekka in the Indian Singaporean community. 

Little India is served by the different MRT stations such as Little India, Farrer Park, Rochor, and Jalan Besar. In addition, people travel to other parts of Singapore for entertainment, school, and even money lending purposes. 

Instant Cash Loans in Little India

The lending industry continuously grows and develops a system for the convenience of its borrowers. It is evident in Little India since its people can take out a loan anytime, anywhere. Citizens here can solve their financial problems within a day or two because the loan process is quick and easy.

  1. Choose a licensed moneylender near your area that offers the best instant loan suited for your needs. Identify why a loan is necessary and select the loan that can solve it. 
  2. The online loan application form must have the correct information. Then, submit it at the official site of the moneylender.
  3. Talk to the representative who will contact you as soon as your application has been reviewed. Explain your reason for taking out a loan and listen carefully for the next steps in your loan process.
  4. Visit the physical office of the licensed moneylender. Bring your complete requirements and submit them to the executive. Expect that they will conduct a thorough interview to further verify your credibility as a borrower. 
  5. Wait for a while as they decide whether your application is approved or rejected. Once approved, read your contract carefully and check if hidden charges are included. Licensed moneylenders in Little India are transparent with their contracts. All the charges, fees, terms and conditions are in full detail to avoid misinterpretation. 
  6. Receive your instant loan cash from the cashier and always ask for your receipt. Keep your receipt as you can use it in the future. 
  7. Always pay off your loan as stated in the contract. Just like the saying “reap what you sow,” being a diligent payer will benefit more in the future. 

With these steps, you can take out a flexible loan suitable for your financial needs instantly. 

Building Credit Score with the Licensed Moneylenders in Little India

Contrary to most people’s beliefs, an online personal loan is the best solution to financial dilemma. It has a win-win effect on your financial status. Imagine that you could solve your monetary problem within a short period of time and gain a good credit background. How to do this? Read on. 

Open a single credit account.

Taking out too many accounts means you cannot handle your finances. How can lending companies trust you with that?

But a single account with good payment history proves that you’re a low-risk borrower. As a result, you can get approved quickly and take out a payday loan with a bigger amount.

Apply for one loan at a time

Despite financial urgency, only apply for a single loan. Make a rough estimate on how much you would need for your loan. Licensed moneylenders in Little India are very helpful. They provide computation and show you how you can cope with your financial obligation.

Taking out too many loans at the same time drags down your credit score. It shows that you’re credit hungry and cannot manage your finances.

Avoid late payments

Missing out on a payment can significantly negatively affect your credit score like a late payment. Always pay on time. To avoid missing out on your payment, mark your calendar or set the alarm on your device. 

If missing out on payment is terrible, defaulting is worst. Licensed moneylenders in Little India tag borrowers who when on default. So your credit score is affected and your reputation as a borrower also. 

Recover poor credit history

As you search for the best-licensed lender in Little India, they also check if you’re a good borrower thru your credit history. Having a poor credit history means you’re a high-risk client whose loan approval is at risk.

Don’t worry. You can still solve this. Just take a small loan amount from a licensed moneylender in Little India and pay it off in advance or on time. The short-term plans and repayment help you recover your credit history. 

Avoid bankruptcy

If you’re declared bankrupt, lending institutions and banks will not extend your credit. Although there are some will might give out at least less than $500 since they do not check their credit score for this amount. 

Being tagged as bankrupt drags your credit score down, reflecting on your account for up to five years. 

Avoid this by contacting licensed moneylenders in Little India and recovering from bankruptcy in no time. 

Start building your credit score today and benefit in your future financial endeavour with the flexible loans offered by licensed moneylenders in Little India. Keep your credit score in good shape by paying off your personal loan on time.

Why Cash Mart?

Cash Mart is a licensed money lender like no other. It is fully compliant with the Moneylenders Act as mandated, authorised and regulated by Singapore’s Ministry of Law (MinLaw). Furthermore, it acknowledges and understands that every client has unique financial needs to resolve. And we believe that trust and integrity are the most valuable currency in this industry. In 48 years, Cash Mart earned an unmatched experience in the moneylending industry. Withstanding the constantly fluctuating market, it has discovered the secret to becoming the most sought-after licensed moneylender in Singapore. It is to put clients’ interests at the centre of every business decision, whether optimising the website or creating new loan products. Mediocre financial solutions are not enough.

Cash Mart believes that while Singaporeans need loan products, they must also get them in the most convenient way. That is why we have online loan applications! We want to be available to everyone who seeks financial assistance any time of the day, wherever part of the city-state you are. Our low interest personal loan products are planned to provide quality solutions for the everyday financial needs of modern life. So use our loans from bridging a financial gap to turn your dreams into reality.

Experience Cash Mart today!