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ADVISORY

As a licensed personal loan moneylender in Singapore, we do not advertise nor solicit any advance fees for pre-approved loans through SMS, over the phone or emails.Incase of any issues, contact us at 6397- 4111 or info@cashmart.sg.

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Licensed Moneylenders Jurong West

Jurong West

Jurong West is one of the planning area and residential towns in the West Region of Singapore. Initially, it was a forested area. Then, it underwent rapid development under the Housing and Development Board. So now, it is a fully mature housing estate.

The residents of Jurong West took all the privileges from the town’s development. Also, it includes the financial assistance given by the Licensed Moneylenders in Jurong West. 

Payday Loans in Jurong West 

Have you ever thought of applying for a payday loan? But you don’t know where to start? Don’t worry. We’re here to guide you.

  1. Distinguish your loan purpose. Before you jump around lenders, know first why you need a loan. 
  2. Shop around for licensed moneylenders in Jurong West. Then, look around for moneylenders who offer an instant loan
  3. Apply online. You now have identified the licensed moneylender that matches your loan purpose. Afterwards, submit your online loan application form. Also, fill up all the details correctly. 
  4. Chat with the lender’s representative. They will contact you once your application has been reviewed. In addition, they will conduct an initial interview. Plus, they will provide instructions on the next steps. 
  5. Gather all the required documents. Make sure that you have both the original and photocopy. Also, keep in mind that the original copy and IDs stay with you.
  6. Visit the physical office of the licensed moneylenders in Jurong West. Bring your requirements. Also, expect a thorough interview will occur. Answer them with honesty. 
  7. Ask your questions. As you talk to the lender’s executive, clarify every detail about your repayment term. 
  8. Wait for at least 30 minutes to one hour for them to decide. It does not take all day to know if you’re approved or not. 
  9. Read on the contract with full comprehension. Then, search for any hidden charges. Also, look for vague statements before you sign the contract.
  10. Receive your loan cash and receipt from the lender’s cashier. Check if your receipt matches with the cash in your hand.
  11. Do your repayment responsibly. Don’t miss a payment. But, most importantly, never default because it will drag down your credit score. 

The Truth about a Personal Loan in Jurong West

Although applying for a loan is typical of Singaporeans, not all are convinced it is necessary.  Here are some misunderstandings about the online personal loan in Jurong West. Read on to be properly enlightened.

Short-term loan plans

Loans offered by the licensed moneylenders in Jurong West are commonly payday loans or personal loans. It is a short-term loan feasible for every borrower. With this, you can get your loan amount within a day. Then, pay it off on your next salary. The faster you settle your loan, the bigger the chance your interest won’t pile up.

No credit history

First-time borrowers are welcome in the licensed moneylenders in Jurong West. Even though you don’t have a credit record, they will allow you to take out a loan. It is because they are so unlike banks. 

Wide variety of options

Licensed moneylenders in Jurong West give out a wide range of products and services for all types of borrowers. With the growing lending industry, banks are not the only option to take out a loan. Now, you can always go to the nearest trusted lending company near you.

Discontinues debt

Applying for a loan is typically misunderstood. People think it is the beginning of your spiralling debts. But in reality, it is the other way around. It solves your financial crisis. Thus, it lets you handle your finances intelligently. Just make sure you are dealing with licensed moneylenders. Moreover, be safe from lurking loan sharks. 

Sustains finances

Having a loan doesn’t mean you cannot handle your finances. Instead, it is a wise decision to manage unexpected expenses. In addition, it shows that you are reliable with your money and use it logically. 

Payment Tips by the Licensed Moneylenders in Jurong West

After claiming your loan cash, don’t forget your financial obligation with the lenders. Be a diligent payer by doing the following.

Mark your calendars

Marking your calendars is one of the best ways not to miss your payments. Every time you look at the date, you will see how many days before your due date.

Set an alarm

You can place a reminder on your phone, tablet, or any gadget in the digital world. In addition, you mayset the alarmm 2-3 days prior to your due date.

Select an appropriate term

There are three terms to choose from for your repayment plan. These are weekly, bi-weekly, and monthly terms. So select a term that falls near your next paycheck. 

Link your account

Paying off your loan can also be done thru online payment. But first, affirm that the linked account has funds inside before the due date comes. 

Being a responsible borrower and payer is favourable for you. It keeps your credit score healthy. Also, your licensed moneylenders in Jurong West will reward you for future financial assistance. 

Your payday loan is as easy as one, two, three. Just follow the quick steps to ensure your loan approval and loan cash. Do not forget that your repayment is closely monitored by the licensed moneylenders in Jurong West. Therefore, pay it off responsibly.