Cash Mart Singapore

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6397 4111


As a licensed personal loan moneylender in Singapore, we do not advertise nor solicit any advance fees for pre-approved loans through SMS, over the phone or emails.Incase of any issues, contact us at 6397- 4111 or

Licensed Moneylenders Hougang


Hougang is one of the planning areas and mature residential towns in northeast Singapore. It is the most populous town as of 2018. 

Also, Hougang is the “heartland” of Singapore. Most of its commercial amenities are shopping malls, residential towns, sports halls, landmarks and even licensed moneylenders in Hougang.

How to Apply for a Loan in Hougang?

Your loan application is not as tedious as before. You can start your instant loan at home with these simple steps.

Identify the reason why a loan is needed.

Then, despite all your justification, weigh if your instant personal loan is vital.

Look out for the best-licensed moneylenders in Hougang.

In addition, check the official licensed moneylender’s website of the Ministry of Registry. It verifies if your lender is legitimate.

Apply online.

Submit your completed application form on the moneylender’s official website. Also, check out the domain and security of the site. It ensures you are on the right page.

Wait for a while as they assess your request.

A representative will contact you within an hour or two.

Also, the loan advisor will ask a few questions about your online loan application. Just answer them with all honesty. 

As you talk with the representative, they will decide if you’ll be pre-approved or not.

Once granted as pre-approved, take note of the next steps. In addition, remember the requirements needed.

Bring all your requirements to the licensed moneylender’s physical office.

Sending your paperwork through fax is strictly prohibited. Furthermore, handing in your original copies is not allowed. 

Talk to the moneylending company’s executive for a thorough interview.

It verifies your documents and checks your credibility. So be truthful throughout the interview. The executive will base their decision on your answers.

After getting approved, read the contract carefully.

Understand all the statements written before signing. If you have doubts or encounter vague statements, ask the executive immediately. Licensed moneylenders in Hougang are very transparent with their contracts. Also, they explain well everything about it. 

Receive your instant loan cash and receipt from the moneylender’s cashier.

Make it a habit to count your money before leaving the counter. Always keep your receipt. You might need it in the future. 

Repay your total loan amount on or before your due date.

Early repayment is acceptable without a pre-termination charge. It is beneficial. First, you finish off your financial obligation. Then, start a new flexible loan.

With this guide, you can find that taking out a loan with licensed moneylenders in Hougang is very convenient. People take out a loan for whatever purpose it may serve them best. 

Common Reasons for Taking Out a Loan from Licensed Moneylenders Hougang

Residents in Hougang are aware of the existence of the lending system and acknowledge its benefits. Therefore, they utilise it every now and then. Here are the typical reasons why people in Hougang are getting a payday loan

Emergency Situations

A financial crisis is inevitable. But you can solve it in an instant. For example, a health condition suddenly arises, and immediate surgery is needed. However, you don’t have insurance and no emergency funds. 

Take out a payday loan offered by licensed moneylenders in Hougang instantly. Then, proceed with the needed operation to get well in no time. Afterwards, you pay off the loan cash after your next paycheck. 

Not only that, you can use your loan amount for follow-up check-ups and home medications. 

Business expansion

Entrepreneurs always take risks. One of these is their venture expansion. However, a considerable amount is needed. So business people take out a personal loan from licensed moneylenders in Hougang to cope with this. It helps to cover the expenses.

With good feasibility, entrepreneurs knew the possible return of investment thru expansion. Therefore, it will help them pay off their loan amount. 

Vacation funds

Is it tempting to buy that promo ticket to your dream destination? But your finances stop you from doing so. Don’t worry. The personal loan offered by the licensed moneylender in Hougang can help you reach your dream. 

Once you have a granted loan, you can buy your ticket, book hotel accommodation and have extra money for souvenirs. Just keep in mind that you have to pay it off on time. Anyways, your repayment serves as a good remembrance. It keeps you coming back to how much you enjoyed your vacation. 

Wedding ring purchases

Couples preparing for their dream weddings typically receive sponsorship from families and friends. It lessens their wedding purchases. However, the expenses are still too much to bear.

Thankfully, licensed moneylenders in Hougang give out a personal loan. Also, it covers wedding ring purchases. So buy that ring for your beloved partner. In addition, be reminded of your repayment for your loan amount.

Home renovation

Refurbish your newly purchased condo to your preference with your loan. Make it homey and comfortable that suits your taste. It is possible despite all the expenses needed.

Licensed moneylenders in Hougang let you take out a flexible loan. It helps you fix and personalise your new place. Buy the necessary appliances and supplies with your loan amount. Just be updated on when is your next due date of repayment. 

People in Hougang still take out a loan for other possible reasons. It can be for investments, expensive purchases, helping out a family and many more. Whatever reason you are planning to take out a loan, it is essential to remember that you must only deal with the best reputable lenders. Also, don’t forget to pay it off on time. 

With the easy accessibility of money lending companies today, anyone of legal age can get a payday loan. Always have a safe and secure transaction. Choose only the licensed moneylenders in Singapore. Remember that paying off on time is your biggest financial obligation. But, you should not neglect it. 

Why Cash Mart?

Cash Mart is a licensed moneylender like no other. It is fully compliant with the Moneylenders Act as mandated, authorised and regulated by Singapore’s Ministry of Law (MinLaw). Furthermore, it acknowledges and understands that every client has unique financial needs to resolve. And we believe that trust and integrity are the most valuable currency in this industry. In 48 years, Cash Mart earned an unmatched experience in the moneylending industry. Withstanding the constantly fluctuating market, it has discovered the secret to becoming the most sought-after licensed moneylender in Singapore. It is to put clients’ interests at the centre of every business decision, whether optimising the website or creating new loan products. Mediocre financial solutions are not enough.

Cash Mart believes that while Singaporeans need loan products, they must also get them in the most convenient way. That is why we have online loan applications! We want to be available to everyone who seeks financial assistance any time of the day, wherever part of the city-state you are. Our low interest personal loan products are planned to provide quality solutions for the everyday financial needs of modern life. So use our loans from bridging a financial gap to turn your dreams into reality.

Experience Cash Mart today!