So you decided to be a stay-at-home parent, having much time at home to take care of the kids and the household, yet you want to have an extra income. Despite being in an HBD flat, you can indeed have a small business, yet since we all know HBD have strict regulations, you have to keep it within the guidelines.
Home Based Small Scale Business Scheme Guidelines
Since most of Singaporean parents wish to have extra income as much as possible, and the government encourages small business, it seems that nothing will be stopping you to have one, yet you must be very careful on how you conduct your operations.
Your chosen business must not affect the lives of your neighbors. Of course they can be your prime consumers. There is no problem with that. However, you must not create any disturbance in the vicinity. Remember that you are in a residential estate and the priority is the peace of the neighborhood. Therefore, your small enterprise must not cause any noise, odor, smoke, chemical waste, dust and litter. It is as if nothing much is happening in your own home.
When it comes to advertisement, it is prohibited to make any signage. The residential feel of the estate or neighborhood must not be disturbed. Commercializing your place and making it seem like a shop from the outside does not correlate with it. And since you are using your home as the base of your business, you must still use it as your residence and not be utilized as a business address. You can’t hire any staff or worker who does not live in your home. This is a good excuse to involve your family in your small business. You can even make it as your daily family bonding.
You are also not allowed to load and unload your good through trucks and vans. Seeing bigger vehicles than cars in the neighborhood will completely make it seem that you are operating a business good for a commercial lot and not a residential space. Trucks will also disturb the traffic around your place, and it will surely create a nuisance to many car owners. The survival of your business relies much on keeping your neighbors feel peaceful and undisturbed.
Allowed Businesses for Residents
Many sew as a part-time job. Either you sew a fashionable dress for small girls or bear’s ears for a certain factory, you must be careful not to let dusts get into your neighbors. Remember that textiles and fabrics can create dusts, so you must take care of this.
If you are into baking, do not make your own home into a bakery. A woman named Robiah Lia Caniago was received a hefty fine after failing to comply with National Environment Agency (NEA). Apparently, she was discovered mass producing curry puff in her two-room flat and even hired 8 helpers.
If by chance you are a freelancer such as an artist, writer, journalist or photographer, you can have your home as your office, provided you are not hiring anyone other than those who are living with you. On the other hand, you can be a tutor and have your students come at your home. You can only have a maximum of 3 students. This may be risky as the students might disturb those living nearby. Do not attempt to even have younger kids, you are bound to be reported in no time.
You can also put up a hair dressing business, even include manicure and pedicure to share your hobby and hidden talent on nail arts, but massage services are strictly prohibited. You also can’t let your clients line up outside your home.
If your home business somehow does not meet the Small Business Guidelines for Setting Up a Small Business at Home, then you can try to apply for the Home Office Scheme.
Home Office Scheme Guidelines
Even if you are not the owner of the residence, you can still apply for HO if you are living at the same place and can provide a written consent from the owner. You have to log in to Online Business Licensing Service (OBLS) and register with your SingPass. You also have to pay a non-refundable S$20 administration fee to be paid through a credit card or direct debit.
The only permitted businesses are services on accountancy, architectural, consultancy, design, advertising, insurance, financial planning, real estate, transportation, trading office and technology based and knowledge intensive businesses.
Having extra cash for your family is now a necessity. If you have a business idea in mind, there will be no stopping you unless you do not create any nuisance to your neighbors and you have enough capital. Get your capital in Cash Mart today to kick start your business now.
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