We all go grocery shopping at least once a week.
Who can survive without food, toiletries, detergents and other cleaning stuff? No matter how thrifty you are, you will still be bound to make a trip and spend on these.
Each grocery shopping to refill your cupboard and refrigerators costs hundreds of Singaporean dollars. Wouldn’t it be nice to save cash when you go shopping for your usual needs?
In a state known one of the highest cost of living in the world, we all look for various ways to save up. Being frugal does not mean to set aside your family’s needs. It means finding ways to save up while still getting your necessities.
Here are five ways to save up on your grocery trips.
- Involve your family
When planning to make a shopping list, you need to involve your family in it for a couple of reasons:
- There are certain things on the list that they may need to add. You might be saving, but remember that your family’s needs must be the priority.
- If it is not your turn to buy the groceries, it must be clear that the list has to be followed.
- Make it clear on who has to buy the specific item. There are times when I have bought some items on the list only to come home and find out that my husband has bought the same items.
- Create a shopping list and stick with it
Creating a shopping list needs serious planning. You need to walk through the home. Check the pantry and open your fridge. Check which needs to be refilled, replaced or restocked.
I used to just make mental notes on things to buy, then by the time I am already pushing the shopping cart, I can’t remember everything. You might end up having a couple of butter at home.
- Visit the wet market
Supermarkets are not the only place where you can buy your meat, fish, veggies, poultry, herbs and spices. If you are determined to save more, you can visit wet markets. You can buy your supplies there every week and you’ll be happy with how much you have saved.
Taka notes that wet markets are only open until noon. You need to set a time to go there. If you are employed, then you might have to visit the wet market on your day off.
- Go Online Shopping
When almost everything is available online, expect grocery items to be included. Ever heard of theories that grocery staffs strategically position items so you would be enticed to buy more?
Candies and other stuff on the counter are too easy to grab and add on your cart. There are bright yellow tags saying you can buy two items and get another one for free. You might not be planning to buy it but the free item is not easy to pass up.
If you do not have strong self-discipline, then you can buy online in the comfort of your own home. No need to haul your groceries back home too because it will be delivered right at your doorstep.
You can also use a credit card to get rebates everytime you shop online.
- Use a credit card
There are credit cards which give cash back whenever you shop for groceries.
- Citi Cash Back Card
Earn 8% cash back every time you shop in any supermarket and grocery stores across the island and even around the globe. Take note that the maximum rebate you can earn is only up to S$25.
- UOB Delight Card
Spend at least S$800 in Market Place, Giant, Jasons, Guardians or Cold Storage and get up to 8% cash rebate. The rebates are capped at S$50.
- OCBC NTUC Plus! Card
Use OCBC NTUC Plus! Card to get 12% discount every time you shop at Warehouse Club and FairPrice Stores. If you spend at least S$400, your groceries will be delivered to your home.
- Maybank Family & Friends Platinum
Enjoy 8% cash rebates when you spend at least S$1,000. If you only spend S$500- S$999, you can still get some rebates at 5%.
- POSB Everyday Card
Get as much as 6% on your groceries. More rebates will be earned in Watsons, Sheng Siong and other partnering merchants.
It is best to use a credit card that helps you save up while spending on the thighs which you usually buy.
These are only five (5) suggested ways to save up when shopping for groceries in Singapore. Remember that not all of this can fit into everyone’s lifestyle. Choose the ones the best fit yours. Saving up requires discipline. And while saving is a good cause, you must remember never to sacrifice your needs.
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