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5 Exclusive Credit Cards For Students In Singapore

Being a student comes with requirements and various expenses. So here are the 5 exclusive credit cards for students in Singapore.

As a student, you need to study hard to achieve your dreams into reality. However, we know that the path to success is full of winding challenges. So, now is the best time to start building up your credit score while also harvesting the benefits of a credit card.

These credit cards can your financial study buddy with your education-related purchases. Take a quick look to see which one fits you.

Citibank Clear Card

Citibank Clear Card is a credit card, especially created for students who are into cashback. There is no minimum income required. However, you must be at least 18, currently enrolled, with a valid school ID.

Also, a parent or guardian’s consent is necessary. It applies if the student is younger than 21 years old.

Citibank Clear Card


You can get a 10% Citi Rebate with a minimum spend of $10 in Starbucks. Plus, a 5% Citi Rebate with at least $10 charged at BURGER KING®.

If you are into online shopping, you can get 5% cash back on your online purchases.

Aside from rebates, you can get up to a 14% discount every time you refill your fuel tank at Shell and Esso. So with every $1 spent, you can even earn 1 Citi Dollar.

If you are tired of the week-long exams, you can take time off from your studies and enjoy Zouk with its free entrance complimentary of your Citibank Clear Card.

Standard Chartered Manhattan Card

Standard Chartered Manhattan Card is a credit card with no required minimum annual income for tertiary students. You just have to present your school ID.

Standard Chartered Manhattan Card


Enjoy a 0.25% cash rebate every time you use your card in any purchases. But take note that your monthly credit limit is $500.

The annual fee is waived for the first year.

Also, this credit card for students in Singapore helps train you into spending wisely. So use the credit card responsibly and pay the bill diligently.

CIMB Classic MasterCard

To get the CIMB Classic MasterCard, the applicant must present a photocopy of a student ID and the parent/guardian’s consent.

CIMB Master Card


CIMB Classic MasterCard gives you exclusive discounts at over 1,000 merchants throughout ASEAN, especially in Singapore, Malaysia and Indonesia.

The card has no required minimum income.

In addition, the annual fee is waived for life.

Remember that the credit limit is $500. 

DBS Live Fresh Student Card

There is no need for a minimum required income to apply for DBS Live Fresh Student Card. You just have to present your student ID.

If you are younger than 21 years old, you must get your parent or guardian’s consent. 

DBS Live Fresh Student Card


Get 1 DBS Point for each $5 charge on DBS Live Fresh Student Card.

Get three times more DBS Points when you shop online and in Visa payWave Purchases.

Enjoy five years of waived annual fees.

Maybank eVibes Card

You must be a tertiary student or an NSF man currently enrolled in Maybank’s preferred institutions to apply for the card.

Also, it should be your first credit card from Maybank. Plus, you must not be earning above $30,000.

The Quarterly Service Fee of $5 is waived for the first 2 years. But, it will continue to be waived as long as you make the minimum required to charge in a single receipt every 3 months.

Maybank eVibes Card


Maybank eVibes Card gives 1% cash rebates every time you make a purchase charged on the card.

There is no minimum required spend except with specific merchants who offer discounts, such as Lazada.

Plus, you can get up to 14% off with a minimum spend of $50 with Lazada.

Also, you can enjoy promos at Cathay Cineplexes and Shaw Theatres. For example, FLIGHT 001 ASIA gives 15% off storewide every time you spend at least $50. Just use the promo code MBC plus the first 4 digits of your Maybank eVibes Card.

When you choose a student credit card, go for the card which best fits your student lifestyle. Think of your priorities and the things you enjoy best. For example, do you prefer cashback or reward points?

Also, make sure that you read the fine prints to prevent additional charges you can easily avoid. Finally, charge on your card wisely and pay diligently to start building a sturdy credit history.

 Another best bet for students is a licensed moneylender in Singapore. For example, Cash Mart allows you to take out a personal loan for your education expenses. Plus, it is considerate of the borrower’s financial status.