Cash Mart Singapore

Call Us To Discuss Your Loan Today

6397 4111

ADVISORY

As a licensed personal loan moneylender in Singapore, we do not advertise nor solicit any advance fees for pre-approved loans through SMS, over the phone or emails.Incase of any issues, contact us at 6397- 4111 or info@cashmart.sg.

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We are all about helping you create breathing space in a cash crisis – great rates, great service, awesome benefits and perks.

A+ Rating

moneylender in business
publications

50,000+

satisfied serviced customers

9.5/10

review rating on Google

A+ Rating

moneylenders in business
publications

50,000 +

satisfied serviced customers

9.5/10

review rating on Google

Best Licensed Money Lender in Singapore

Fast cash loan right at your fingertips wherever you are, whenever you need it.

Payday Loan

Get your money upfront, Any day could be your payday.

Loanable Amount:

$ 500 – $ 15,000

Interest Rate:

0.98 per term

Payable Within:

4, 8, 12 Weeks

Approval Period:

30 minutes

Business Loan

Better cash flow for better business!
 

Loanable Amount:

$ 10,00 – $ 300,000

Interest Rate:

3.99 per term

Payable Within:

6, 12, 16 months

Approval Period:

7  business days

Personal Loan

Need a cash loan for anything, everytime?
 

Loanable Amount:

$ 5,000 – $ 50,000

Interest Rate:

3.99 per term

Payable Within:

up to 3 months

Approval Period:

30 minutes

STEP
01

Fill up our simple inquiry form here.
We will get in touch with you within
1 working day.

STEP
02

Our loan executives will verify your eligibility and documents. Learn
more here.

STEP
03

Sign the contract and expect your
cash disbursement.

Quick Loan in 3 Steps

We are committed to providing fast, convenient and affordable loan solutions.

STEP
01

Fill up our simple enquiry form here.
We will get in touch with you within
1 working day.

STEP
02

Our loan executives will verify your eligibility and documents. Learn
more here.

STEP
03

Sign the contract and expect your
cash disbursement.

What Our Clients Are Saying

What Our Clients Are Saying

Comprehensive Guide to Borrowing from
Licensed Money Lenders (2019)

Financial constraints can happen anytime. Even if you have your emergency savings, there is no knowing if it will be enough should uncalled financial troubles hit you. During these times, you need to take quick actions as soon as possible to avoid blowing it up any further.

Financial mishaps can take place both in your professional and personal life. Whether you need to make a quick arrangement of additional funds for your business’ operation, pay for a loved one’s medical treatment, or buy a brand new laptop for work, money always comes to the rescue.

Although money is not your entire life, it is a vital part of life and its importance increases if you want to earn a living in Singapore.

Fortunately, you don’t have to worry when you need instant cash to have a breathing space. You can easily apply for a loan from a licensed moneylender like Cash Mart.

Licensed moneylenders have limited ways to advertise their business. As mandated by the Ministry of Law (MinLaw), legal lenders can only put up their ads within the vicinity of their offices and in their own websites. They are also prohibited to send unsolicited emails, phone calls, and SMS unless the person made a written request to receive messages about moneylending services. Any poster, placard, or newspaper advertisements soliciting loans are disallowed too.

It is best to ignore the illegal advertisements since it is likely from an unlicensed moneylender who is fishing for unsuspecting victims. Never respond to any unsolicited calls or messages to avoid giving away vital personal information.

Report possible illegal lending ads and activities to the National Crime Prevention Council’s X-Ah Long hotline at 1800-924-5664. You can also anonymously submit the information online at www.police.gov.sg/iwitness or call the Police hotline at 1800-255-000.

You can find a legal money lender from the list of licensed moneylenders which the Registry of Moneylenders regularly updates.

On the other hand, you can also search for a reputable money lender online. Most money lenders have their own website where you can see their different loan products, loan calculators, application process, requirements, location, and contact number. In fact, a number of them have online loan applications you can access 24/7.

Despite this ease, unlicensed moneylenders are taking advantage of the internet as well. They pretend to be legal lenders and even have their own websites. There are also some fraudsters who imitate the website of a legal lender. This way, they can illegally extract your personal data.

When you look at the website’s URL, you must see a green padlock icon. This indicates that the website is safeguarding any sensitive data you are sharing with it. Add to that, the URL must not any special or random characters. Nowadays, the website’s URL only contains the name of the business. Be mindful of the spelling of the business name as well.

Furthermore, take note of any grammatical errors and misspellings in the website. Any reputable business, including licensed money lenders, can easily hire copywriters to give their clients the best user experience. Fraudsters do not care much about this since they are more focused on how they will get your information.

Once you found a desirable money lender, check if it is on the list of the licensed money lenders.

Most Singaporeans will face a financial problem at least once in a while. Whether you ran out of funds or you want to grab an opportunity that does not come by often, the most common option is to borrow money from a licensed lender in Singapore.

However, looking for the best one is not as easy as you think. If it is your first time to get a personal loan the myriad of options can be confusing. You will need a guide to know where to get the personal loan the fits you best.

Here, we have listed the best features you have to check and even the list of top licensed moneylenders in Singapore to help you make a well-informed decision.

Looking for the best cash lender is overwhelming to many Singaporeans and even to expats. Simply making an inquiry in Google and other search engines is not enough. You need to take your time and consider various factors to know which one can help you during your tough financial times.

You should not rush into committing yourself to a loan contract. Remember that a cash loan is a handy financial tool. Getting it from the right moneylender can optimize its benefits and help you towards financial stability.

The first thing that you must check is if it has an existing license in Singapore.

Ah long or loan sharks have become rampant in the past and it has been a serious problem for the government. It actually took years to get it under control, yet they still operate in the dark.

To make the lending industry fair and safe to both the lenders and the borrowers, the Ministry of Law has set a guideline to get a license.

To be included in the MinLaw, each loan application must undergo a process. You will not be asked for any fees before your loan is processed. It will not be logical for a licensed lending company to ask for a fee from a person who needs extra cash.

You must also have all of your original documents. The moneylender should not keep your NRIC card or any other personal ID documents. Additionally, the lending company shouldn’t obtain your SingPass.

They must not acquire any information that contains passwords to your user accounts such as SingPass account, online banking account, and email account.

Read the loan contract before you affix your signature. Make sure that it is complete and have the same information as it was discussed with you. You must not be forced nor pressured to sign the loan contract. After you have signed the contract, you must have your own copy.

Yes and no.

Initially, you can inquire for a loan over the phone or simply apply online thru an application form. Never give your personal information over the phone if you suddenly receive a call even though you did not fill in anything online.

Money lenders are prohibited from soliciting loan applications unless you made a request for them to do so.

Take note that licensed moneylenders are required to conduct due diligence. You be asked for ID documents and proof of stable income but they can’t keep any original documents. They may require your SingPass but you should provide it in person – not through online or phone call.

This means you have to personally go to the cash lender’s office and personally meet a loan manager to complete your application, sign the contract, and get your borrowed cash.

Luckily, if you are able to provide all the needed requirements and information, you can get your loan in 30 minutes.

Make sure that you will receive the right principal loan amount as agreed on the loan contract. The moneylender is only allowed to an upfront deduction of a loan approval fee of up to 10%.

Pay the instalments on time to avoid any late payment fees and late interest charge. Make sure that you keep track of your payment dates.

Every payment, you must receive a dated and signed a receipt every time you repay your loan. Check it for the correct name, amount and date. It is also advisable to keep every statement of accounts and receipts of payments. This will serve as your legal and proper documentation.

Getting a loan has now become easier. Gone are the days when you have to personally go to a lender’s office and ask for a sample computation and list of requirements. Now, you can find out everything you need to know online. Apply for a loan in the comforts of your home. Save time and effort as you can simply sit back and wait for a call from a loan officer to discuss your application.

There may be a lot of options served to you in a silver platter online, but there are only a few who can serve you best such as Cash Mart.

Here at Cash Mart, we believe in the value of nurturing relationships with our clients. We are not your typical financing company. Cash Mart considers itself as a financial partner for Singaporeans and Expats who are in need of extra cash for various reasons may it be for personal and professional life.

And don’t just trust anyone, get a loan only from the most trusted money lender in Singapore for the past five decades. Join the ever-growing list of satisfied borrowers only at Cash Mart.

Find your location

Legal Money Lending in Singapore
Sharing 49 Years of Rich Experience

The phrase “serving you since 1969” embodies the pride Cash Mart team has carried for over 45 years. As a Singapore-based legal money lender, we uphold our reputation of integrity, honesty, and excellence.

As an established legal money lender in Singapore, we are well-versed in market trends, fluctuations, and legal processes on money lending options which has enabled us to provide innovative and a flexible loan option that has always ensured our customers a very affordable yet manageable low interest cash loan solution that is quickly approved and disbursed

Among the list of licensed moneylenders, we were named as Singapore Successful Brand by a leading Singapore business publication. It showcases outstanding businesses with commendable services rendered to the public and its contributions to the economic development of Singapore. It also serves to recognize the excellence and exceptional achievements of organizations.

Cash Mart also boasts a highly experienced team of passionate individuals who strive to provide loan solutions that best meet our clients’ needs. We place our customers’ best interest at heart, and we strive to exceed all expectations to ensure world class client experience. These values are what make us the best licensed moneylender in Singapore.

If you’re concerned where to get extra cash on demand, take a review on Singapore moneylenders and what Cash Mart has to offer.

We’re here to help and we’re ready to take action. No annual fees. No ridiculous interest rates. Just easy, legal moneylending at its finest.

To find out more about our moneylending options, you are always welcome to visit our office at 277 Balestier Road, Singapore or you can call us at 6397-4111